SBI CARDS AND PAYMENT SERVICES Financial Statement Analysis
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The Revenues of SBI CARDS AND PAYMENT SERVICES have increased by 28.00% YoY .
The Earnings Per Share (EPS) of SBI CARDS AND PAYMENT SERVICES has increased by 39.26 % YoY. |
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| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
SBI CARDS AND PAYMENT SERVICES Last 5 Annual Financial Results
[BOM: 543066|NSE : SBICARD]
| Standalone | Mar2023 | Mar2022 | Mar2021 | Mar2020 | Mar2019 |
|---|---|---|---|---|---|
| Operating Income | ₹13,667 Cr | ₹10,677 Cr | ₹9,296 Cr | ₹9,276 Cr | ₹6,999 Cr |
| Expenses | ₹8,807 Cr | ₹8,034 Cr | ₹6,866 Cr | ₹6,230 Cr | ₹4,588 Cr |
| Operating Profit (Excl OI) | ₹4,859 Cr | ₹2,644 Cr | ₹2,430 Cr | ₹3,046 Cr | ₹2,411 Cr |
| Other Income | ₹619 Cr | ₹1,181 Cr | ₹417 Cr | ₹476 Cr | ₹288 Cr |
| Interest | ₹2,284 Cr | ₹1,503 Cr | ₹1,400 Cr | ₹1,689 Cr | ₹1,308 Cr |
| Depreciation | ₹164 Cr | ₹149 Cr | ₹123 Cr | ₹104 Cr | ₹55 Cr |
| Profit Before Tax | ₹3,031 Cr | ₹2,172 Cr | ₹1,324 Cr | ₹1,730 Cr | ₹1,335 Cr |
| Profit After Tax | ₹2,258 Cr | ₹1,616 Cr | ₹985 Cr | ₹1,245 Cr | ₹865 Cr |
| Earnings Per Share (Rs) | ₹23.87 | ₹17.14 | ₹10.47 | ₹13.26 | ₹10.33 |
| PAT Margin (%) | 16.53 | 15.14 | 10.59 | 13.42 | 12.36 |
| ROE(%) | 25.82 | 23.15 | 17.00 | 28.24 | 30.08 |
| ROCE(%) | 14.83 | 13.38 | 11.56 | 17.07 | 17.11 |
| Total Debt/Equity(x) | 3.18 | 2.98 | 2.86 | 3.30 | 3.88 |
Key Financials |
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| Market Cap | : | ₹ 69,242.3 Cr |
| Revenue (TTM) | : | ₹ 16,968.7 Cr |
| Net Profit(TTM) | : | ₹ 2,407.7 Cr |
| EPS (TTM) | : | ₹ 25.3 |
| P/E (TTM) | : | 28.8 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| SBI CARDS AND PAYMENT SERVICES | -2.9% | 5.1% | -6.7% |
| BAJAJ FINANCE | -5.4% | -1.3% | 12.8% |
| BAJAJ HOLDINGS & INVESTMENT | -1.2% | 0.5% | 24.8% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 2.1% | 5.8% | 39.7% |
| SHRIRAM FINANCE | 3.6% | 7% | 77.1% |
| MUTHOOT FINANCE | 4.6% | 16.4% | 67.1% |
| ADITYA BIRLA CAPITAL | 6.9% | 31.9% | 48.7% |
| SUNDARAM FINANCE | 0.4% | 14.3% | 106.1% |
| L&T FINANCE HOLDINGS | -0.1% | 4.9% | 87% |
SBI CARDS AND PAYMENT SERVICES Revenues
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | 28.00 % |
| 5 Yr CAGR | 18.21 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2023 | ₹13,667 Cr | 28.00 | |
| Mar2022 | ₹10,677 Cr | 14.85 | |
| Mar2021 | ₹9,296 Cr | 0.22 | |
| Mar2020 | ₹9,276 Cr | 32.54 | |
| Mar2019 | ₹6,999 Cr | - | |
SBI CARDS AND PAYMENT SERVICES Operating Profit
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | 83.82 % |
| 5 Yr CAGR | 19.15 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2023 | ₹4,859 Cr | 83.82 | |
| Mar2022 | ₹2,644 Cr | 8.79 | |
| Mar2021 | ₹2,430 Cr | -20.23 | |
| Mar2020 | ₹3,046 Cr | 26.34 | |
| Mar2019 | ₹2,411 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | 43.62 % |
| 5 Yr CAGR | 0.80 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2023 | 35.56% | 43.62 | |
| Mar2022 | 24.76% | -5.28 | |
| Mar2021 | 26.14% | -20.40 | |
| Mar2020 | 32.84% | -4.67 | |
| Mar2019 | 34.45% | - | |
SBI CARDS AND PAYMENT SERVICES Profit After Tax
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | 39.74 % |
| 5 Yr CAGR | 27.12 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2023 | ₹2,258 Cr | 39.74 | |
| Mar2022 | ₹1,616 Cr | 64.16 | |
| Mar2021 | ₹985 Cr | -20.91 | |
| Mar2020 | ₹1,245 Cr | 43.92 | |
| Mar2019 | ₹865 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 9.18 % |
| 5 Yr CAGR | 7.54 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2023 | 16.53 % | 9.18 | |
| Mar2022 | 15.14 % | 42.97 | |
| Mar2021 | 10.59 % | -21.09 | |
| Mar2020 | 13.42 % | 8.58 | |
| Mar2019 | 12.36 % | - | |
SBI CARDS AND PAYMENT SERVICES Earnings Per Share (EPS)
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | 39.26 % |
| 5 Yr CAGR | 23.29 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2023 | ₹24 | 39.26 | |
| Mar2022 | ₹17 | 63.71 | |
| Mar2021 | ₹10 | -21.04 | |
| Mar2020 | ₹13 | 28.36 | |
| Mar2019 | ₹10 | - | |
SBI CARDS AND PAYMENT SERVICES Return on Capital Employed (ROCE)
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | 10.84 % |
| 5 Yr CAGR | -3.51 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2023 | 14.83% | 10.84 | |
| Mar2022 | 13.38% | 15.74 | |
| Mar2021 | 11.56% | -32.28 | |
| Mar2020 | 17.07% | -0.23 | |
| Mar2019 | 17.11% | - | |
SBI CARDS AND PAYMENT SERVICES Share Price vs Sensex
| Current Share Price | : | ₹728.1 |
| Current MarketCap | : | ₹ 69,242.3 Cr |
| Updated EOD on | : | Apr 30,2024 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| SBI CARDS AND PAYMENT SERVICES | -2.9% |
5.1% |
-6.7% |
| SENSEX | 1% |
2.8% |
23.9% |
SBI CARDS AND PAYMENT SERVICES related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE SENSEX NEXT 50 | 3% | 6.8% | 58.2% |
| S&P BSE FINANCE | 2.3% | 6.3% | 23.4% |
| S&P BSE 500 | 1.7% | 4.8% | 39.3% |
| S&P BSE ALLCAP | 1.7% | 5.3% | 41.4% |
| S&P BSE 250 LARGEMIDCAP | 1.7% | 4.2% | 37.2% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY NEXT 50 | 3.4% | 8.5% | 67.5% |
| NIFTY FINANCIAL SERVICES 25_50 | 3% | 5.1% | 29.8% |
| NIFTY FINANCE | 2.4% | 5.5% | 15.2% |
| NIFTY LARGE MIDCAP 250 | 2% | 5.3% | 46.7% |
| NIFTY500 MULTICAP 50:25:25 | 1.9% | 6.5% | 49.3% |
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FAQ about SBI CARDS AND PAYMENT SERVICES Financials
How the annual revenues of SBI CARDS AND PAYMENT SERVICES have changed ?
The Revenues of SBI CARDS AND PAYMENT SERVICES have increased by 28.00% YoY .
How the Earnings per Share (EPS) of SBI CARDS AND PAYMENT SERVICES have changed?
The Earnings Per Share (EPS) of SBI CARDS AND PAYMENT SERVICES has increased by 39.26 % YoY .
Check out Intrinsic Value of Peers of SBI CARDS AND PAYMENT SERVICES
Compare Stock Analytics of Peers of SBI CARDS AND PAYMENT SERVICES
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